Pennsylvania Lacks Competition in Healthcare
January 28th, 2009
Pennsylvania has been revealed as one of the least competitive marketplaces for health insurance, www.healthinsuranceforum.net, and is now looking for ways to attract new insurers to the area. A recent failed merger between two health insurance giants in the area showed how limited the Pennsylvania health care market is and how few options are available [...]
Few People Opt for Florida COBRA
January 26th, 2009
While employees who have lost their health insurance due to losing their job are given the option of continuing coverage through the Florida COBRA program, only about 1 in 10 actually take advantage of this benefit. COBRA, while the only option for many who are without a job and do not qualify for an individual [...]
Health Insurance Carriers * When Bigger Isn’t Better?
January 23rd, 2009
In Pennsylvania, many are relieved to see the 2 yr old plan to merge two giant health insurance carriers has finally been abandoned. Pittsburg based Highmark and Philadelphia based Independence have finally given up on the idea of becoming one insurance superpower, an alliance that would have resulted in a weaker network and fewer choices [...]
Shifting Financial Responsibility to Health Insurance Consumers
January 21st, 2009
According to information gathered recently by Cutting Edge Information, an intelligence leader in the pharmaceutical industry, the responsibility for paying expensive prescription drugs is falling more frequently upon health insurance subscribers than on insurance companies. These health insurance providers are shifting the rising cost of prescription drugs to their members, leaving many people unable to [...]
Connecticut Health Insurance Unveils Plan
January 19th, 2009
More than 1,000 Hartford residents packed a dowtown meeting space recently to witness the unveiling of a new proposal to insure 98% of Connecticut residents by 2014. The plan would create an extensive insurance pool composed of state employees, retirees, people covered by state assistance connecticut health insurance and the general public alike. It would provide [...]
Health Insurance Problem Cannot Be Ignored
January 16th, 2009
The fifty million Americans who are currently uninsured, and the additional 25 million who are underinsured, will no doubt be joined by a growing number of Americans who have lost their job in this unstable economy and will also be forced to choose between an absurdly expensive COBRA plan and having no insurance at all. [...]
Health Insurance Blog on Insurance Companies
January 14th, 2009
Mary Jerome, diagnosed with ovarian cancer three years ago, did not envision that fighting for her life would also mean fighting her insurance company. However, that sadly became apparent when her insurance company decided that many of her treatments and medications should not be covered. Refusing to to take the rejection without a fight, given [...]
Health Insurance Catch 22
January 12th, 2009
How frustrating is it when the very condition that led you to seek insurance coverage turns out to be the reason you are denied? For many people looking for coverage in the individual marketplace, this is exactly what happens. Insurance companies can deny you for seemingly arbitrary reasons, or place riders and exclusions on your [...]
SCHIP Health Insurance for America’s Children
January 9th, 2009
The State Children’s Health Insurance Program is one funded by the federal government but administered at the state level. The health insurance program was initiated in 1997 and allocates a certain amount of funds to each state during a three year period. States that use of all their funds and end up in a deficit [...]
Health Insurance For Kids Until 30?
January 7th, 2009
Governor Paterson has targeted one of the largest groups of Americans who are uninsured due to a lack of finances or a lack of employment. His goal is to pass legislation which would allow unmarried people up to the age of 29 remain on their parent’s insurance plan. This would target students and young adults [...]