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Archive for May, 2009


A Ruling To Have Long Term Impact on Health Insurance Industry

May 18th, 2009

The morally questionable practice of health insurance companies cancelling coverage after a major illnees or injury is finally going to be addressed by legislation in California. The case is focused on a Cypress county citizen who was dropped from his individual health insurance plan after suffering a major car crash which left him disabled. The [...]

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NY Works To Make Health Insurance More Affordable

May 15th, 2009

New York legislators are looking at ways to make health insurance more affordable by requiring health insurance carriers to secure state approval prior to increasing premiums. Currently the companies have pretty broad discretion when it comes to raising rates and don’t have to involve the state in the process. It had been hoped that the [...]

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Should Health Insurance Cost More for Women?

May 13th, 2009

The practice of charging women more than men for health insurance is not allowed in the realm of group health insurance policies. However, this restriction does not apply to individual policies. Policies sold in the individual marketplace have traditionally cost as much as 26% more for women in California than for men, even when there [...]

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Women At Greater Risk for Lacking Health Insurance

May 11th, 2009

A troubling report by the Commonwealth Fund shows that as many as 64 million working age women are without health insurance coverage, or have inadequate coverage. This can lead to major financial problems as medical debt can quickly lead to bankruptcy. Women are generally more likely to need health care than men, and are at [...]

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The Complex Nature of Health Insurance

May 8th, 2009

As talks of health care reform remain on the forefront of many political discussions, there are many issues to address and options to explore for the future of our nation. The structure of health insurance is a very complex one and one that is unique to this country. Almost every other industrialized society in the [...]

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Proposal to Appease the Health Insurance Companies

May 6th, 2009

Leading Democratic Senator Charles Schumer of New York made a proposal this week in an effort to assuage fears among private insurance companies. One of the largest barriers to health insurance reform and the possible formation of a single payer health care system, was the promise Obama made to allow private insurers to exist alongside [...]

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California Hospital Sees Influx of Patients Without Health Insurance

May 4th, 2009

The word has spread in Santa Clara County that if you are hurt or sick and have no health insurance coverage, the emergency room will treat you. Valley Medical Center officials have seen a 10 percent rise in the number of patients coming to the er without insurance, which comes out to about 14 extra [...]

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The Choice Between Saving and Having Health Insurance

May 1st, 2009

A recent study in Colorado shows that when families are forced to cut back on expenses, they will do so in almost every area except health insurance. In order to be able to afford a family health insurance plan, most families were shown to forgo saving money and/or spending money on other necessities. This may [...]

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