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Health Insurance for Low Income Families

Low income is defined as those living under poverty level of $38,000 for a family of four. This income level makes it very hard for families to afford family health insurance. These families face hardships because of food and housing costs. A lot of Americans lose medical coverage when they move from being on public assistance to the work force because they are now making enough that they are no longer eligible for public assistance but they are not making enough to afford health care and their employers don’t provide it. With these facts in mind a few things have been done to help those with low incomes afford health insurance.
Medicare and Medicaid are both federal entitlement programs that are jointly funded by the states and federal government and is managed by the states. It is available for low-income parents, children, seniors, and people with disabilities. To be eligible you have to be a United States Citizen and meet eligibility requirements that are not only dependent on your income but on your assets as well. Many insurance companies offer affordable benefit packages designed to help low-income families protect themselves further in case of serious injury or illness. These plans don’t normally cover routine care but they will help protect the families financially in the face of serious illness and injury.

This entry was posted on Wednesday, August 10th, 2011 at 8:25 am and is filed under Florida Health Insurance, georgia health insurance, Health Insurance, Health Insurance Blog, Life Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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